Financing

Paying for Your Vision Correction Procedure

At Houston Ophthalmology Associates, we believe that financial considerations should not prohibit you from getting acccess to the best possible vision correction. This includes:

  • –  Laser Vision Correction (LASIK)
  • –  Lens Implant Surgery with Premium IOL technology  (Multifocal IOLs)
  • –  Lens Implant Surgery with Premium IOL technology   (Toric IOLs)
  • –  Phakic IOL Implantation
  • –  Cosmetic Surgery  including Botox, Dermal fillers as well as skin lasers

Towards that end we offer several payment methods to our patients to help them get access to the best possible vision correction.

  • –  Cash or Check
  • –  Credit Card  ( We accept VISA, Master Card, American Express )
  • –  Monthly Payment Plans

There are several options available for the monthly payment plan catagory:

No Interest Payment Plans

CareCredit

CareCredit offers a No Interest and Extended Payment Plan for procedure fees from $1 to over $25,000.

No Interest – No money down
• 24 month plan option
• No interest if the balance is paid within the specified time period
• Low minimum monthly payments

Extended Payment Plans
• 48 month plan option
• For procedure fees from $1,000 to over $25,000
• 11.90% interest rate
• Monthly payments as low as $25 for a $1,000 balance

With CareCredit, you pay no up-front costs and there are no pre-payment penalties. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds!  To find out more or to apply confidetially, click the link below:

Flexible Spending Accounts

Around 90 percent of employees work for companies who offer a Flexible Spending Account (FSA, Flex Account) to help lower net healthcare costs. FSAs allow you to use pre-taxed income on medical expenses including deductibles co-payments and medical expenses not normally covered by medical insurance like eyeglasses, refractive surgery, even aspirin and bandages.

Using an FSA to pay for Laser Eye Surgery could save you significantly. Check with your benefits manager at work to find out if Flexible Spending Accounts or Health Spending Accounts are offered by your company.

Insurance Discounts May Apply

Some plans may cover at least part of LASIK. Ask the insurance company or your employer what your plan covers. If the insurance covers LASIK, we accept most types of insurance including PPO, HMO and private insurance.

Tax Deduction Benefit
If you itemize your tax return, LASIK can be tax deductible. Check with your tax expert for details.

Fees for LASIK are all-inclusive covering your initial consultation, comprehensive eye exam, LASIK measurements, your procedure and all post-operative care for up to one year. Enhancement procedures (if needed) are provided at no surgeon’s charge for a period of one year following your initial treatment.

If you would like to find out more about how we can help you realize your desire to have the refractive procedure of your choice, please contact us at 281-420-EYES(3937) or Schedule Online   

 

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